Graff Bay City Chevrolet

Guaranteed Approvals

Graff Bay City Chevrolet in Bay City MI

We Finance Anyone – Regardless of Credit Challenges

If you're not sure about your current credit standing, we at Graff Chevrolet completely understand. However, we want to assure you that you have nothing to worry about because our auto finance and credit experts are here to help. All you need to do is fill out our secure Finance Form and our staff will be able to get the ball rolling on financing your dream vehicle – getting you into a program that fits your budget perfectly.

The same can be said if you think you have bad credit, no credit or have just had some credit bumps. If your credit rating is less than desirable, we believe you shouldn't be refused a car loan – everyone needs a means of transportation, no matter his or her credit situation. To help you, we offer a variety of options available for poor and challenged credit loan applicants, including our Guaranteed Written Approval Program.

Our relationships with special credit agencies in Bay County, Saginaw County and Midland County allow us to design unique vehicle financing for consumers with credit challenges. Our finance experts at Graff Bay City will gladly take the extra steps and work hard to help you find the lowest interest rate with the smallest down payment – we're here to help!

To pre-qualify for vehicle financing at Graff Chevrolet, all you need to do is take a moment to fill out our online finance application. This will help us get you in your new car, truck, SUV or crossover as quickly as possible. At Graff Bay City, we have been helping auto drivers throughout Michigan for many years. Feel free to give us a call at (989) 684-4411.

Documents You Need for a New or Used Auto Loan | Graff Chevrolet in Bay City

When it comes to applying for a new or used car loan, we want to help you get financed properly and quickly. To help process your request for an auto loan at Graff Chevrolet as quickly as possible, we will need you to provide us with some basic information. Once our finance and credit experts have received your documents, they'll be able to get the ball rolling on your finance application. In the meantime, if you have any questions concerning the finance process, feel free to contact us by calling (989) 684-4411.

FINANCING | Graff Bay City Chevrolet in Bay City MI

Get Pre-Approved ONLINE!

Helps you spend less time at the dealership


Information and documents you may need when applying for an auto loan:

•Proof of identity, residency, and income (usually your 2 most recent pay stubs or tax documents)
•Employment information – aside from proof of income you may also need relevant employer information to provide the lender with.
•Vehicle information – our loan experts at Graff Chevrolet will take care of this part for you.
•Additional information that the lender may request – it is unlikely that any other information will be needed, however we will contact you should they request further documentation.

Remember, our financing staff is here to work with you through every step to simplify and streamline the process.

Get the Best Interest Rate Possible for Your New or Used Auto Loan at Graff Bay City!

Graff Bay City Chevrolet

3636 Wilder Rd
Bay City, MI 48706
Driving Directions
Sales 989-402-5925
Service 989-414-2544
Parts 989-684-4411

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Contact Us

Monday 9:00AM - 7:00PM
Tuesday 9:00AM - 7:00PM
Wednesday 9:00AM - 7:00PM
Thursday 9:00AM - 7:00PM
Friday 9:00AM - 6:00PM
Saturday 9:00AM - 3:00PM
Sunday Closed
Monday 8:00AM - 5:30PM
Tuesday 8:00AM - 5:30PM
Wednesday 8:00AM - 5:30PM
Thursday 8:00AM - 5:30PM
Friday 8:00AM - 5:30PM
Saturday 8:00AM - 1:00PM
Sunday Closed
Monday 8:00AM - 5:30PM
Tuesday 8:00AM - 5:30PM
Wednesday 8:00AM - 5:30PM
Thursday 8:00AM - 5:30PM
Friday 8:00AM - 5:30PM
Saturday 8:00AM - 1:00PM
Sunday Closed